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Loose Diamonds Buyer Guide

Loose diamonds are a popular investment. While the value of currencies, real estate, and common commodities have fluctuated wildly throughout human history, quality diamonds have remained rare and, therefore, highly prized for thousands of years. Due to their desirability and consistent value, many investors have chosen to purchase loose diamonds as a hedge against inflation and unpredictable markets. However, it’s important to understand that the worth of a diamond can vary widely. There is also the potential for fraudulence, so buyers should beware of scams lest they end up with poor quality inventory from a disreputable jewelry store. The specialists at Royal Design Fine Jewelry have years of experience working with loose diamonds and take pride in our diligent attention to detail when selecting diamonds for our clients. Are you thinking about investing in loose diamonds but aren’t sure what to expect? Here are some tips that can help you avoid common issues.

The Important Role of Grading Reports

Never buy a loose diamond without receiving a grading report. These certificates are more than just a piece of paper. It will have important details about the stone's value that need to be reviewed before committing to the purchase. A professional grading report should provide information about the depth ratio, symmetry, polish, cut grade, carats, and more. It is also essential that buyers pay attention to the organization that produced the report. The most highly respected diamond grading laboratories include GIA, HRD Antwerp, and EGL USA. If you haven’t heard of the company that produced the certification that comes with the loose diamond, then you might consider choosing a different jewelry store.

Understanding the Four C’s

When assessing the quality of a diamond, there are four critical characteristics that will be closely observed and detailed in the report. These are popularly referred to as The Four C’s:

  • Carat - The carat of a diamond is determined by its physical weight. One carat is equivalent to 200 milligrams. While larger carat diamonds do tend to be more valuable, it is not the only factor. A diamond can be exceptionally large but contain major flaws that undermine its worth.
  • Color - The color of a diamond also affects its value tremendously. Diamonds are given several grades to determine how colorless the diamond is on a scale from D to Z. Colorless diamonds will have a higher price point than those with a more yellow hue.
  • Clarity - Diamonds are products of nature, which means that flaws will occur in the raw material. In the world of gemology, these internal and external flaws are referred to as inclusions and blemishes, respectively. Stones with fewer flaws will have a higher clarity score and, therefore, will be worth more.
  • Cut - The term cut, when used in reference to diamonds, indicates the way the diamond has been professionally shaped. The value of a cut can fluctuate depending on the popularity of certain styles over time. Some cuts will hold more value than others consistently due to the difficulty and artistry involved in the process.

Are You Looking for a Luxury Jewelry Store That Sells Quality Loose Diamonds?

Have you determined that diamonds and precious gemstones are a great investment? Then you have probably already begun searching for a local jewelry store that offers the quality products you want. Royal Design Fine Jewelry proudly offers loose diamonds in addition to our beautiful luxury jewelry and timepieces. Visit our Atlanta, Georgia location today or speak with our friendly staff for more information about our products and services.


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